Our motorcycle policies are designed with
bikers’ needs in mind. If you own a motorcycle, there’s a good chance we can
help you protect it – and you – as you head down the road.*
Protect yourself and your family*
Liability Coverage
Typically helps protect you for damages to others if you’re at fault in a
covered accident.
Guest Passenger Liability Coverage Typically helps protect you for bodily injury to a passenger on your
motorcycle, if you’re at fault in a covered accident.
Medical Payments Coverage Typically provides payment for reasonable and necessary medical treatment
for you or another insured person after a covered accident.
Underinsured/Uninsured Motorists Coverage
Typically protects you for covered damage caused by drivers who don’t have
insurance or don’t carry enough insurance.
Protect your bike*
Collision Coverage
Typically helps pay to repair or replace your insured motorcycle after a
covered accident.
Comprehensive Coverage Typically helps pay for covered damages to your insured motorcycle
resulting from a peril other than a collision, such as flood, wind, theft,
and vandalism.
Tailor your policy*
Optional or Added Equipment Coverage
If you purchase Comprehensive coverage, for an additional premium you can
obtain coverage for loss to any covered optional or added equipment that
is not included as standard equipment, or is not permanently installed by
the manufacturer of your cycle.
Towing & Labor Costs This coverage will typically reimburse you (up to the applicable limit)
for your necessary towing charges should your insured motorcycle become
disabled.
Rental Reimbursement If you have collision or comprehensive coverage and your insured
motorcycle is being serviced due to a covered loss, you don’t have to be
without transportation. This coverage typically will reimburse you for
your costs of renting a car from a rental agency or garage – up to your
coverage limits.
How can I get a
motorcycle quote?
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If you qualify, you could even save some money with
our discounts
Please keep in mind that these discounts may vary state by state and are
subject to availability and qualifications.
Multiple Cycle Discount**
You might qualify if you insure more than one motorcycle on the same
policy.
Motorcycle Safety Course Discount** If you can provide proof that you voluntarily attended and passed a
Motorcycle Safety Foundation Rider Course, within 36 months of the
application date for the discount, you might qualify. This discount
applies for three years after completion of the course.
Prior Motorcycle Insurance Discount** If you have had previous motorcycle insurance, you might qualify for
this discount.
Motorcycle Organization Discount** You might qualify for this discount if you are a member of one of the
following motorcycle associations: American Motorcycle Association, BMW
Motorcycle Owners of America, Gold Wing Road Riders Association, Gold Wing
Touring Association, Harley Owners Group, Motorcycle Safety Foundation,
Venture Touring Society.
Preferred Auto Discount** If you have an active automobile policy with us, this discount applies
to most of the major motorcycle coverages.
We’ll work with
you to review your current coverages, identify gaps and explain your
options. Contact us now.
*Coverage applies
to road-use motorcycles only. All coverages are subject to availability and
qualifications. Other terms, conditions and exclusions apply. This is a
brief description of coverages; this is not a contract.
